Envelopes: My Budget

Envelope budgeting for Android. You give every unit of money a job at the start of the month, then spend from a specific envelope instead of a vague total.

No account, no server, no ads. Your data lives in a database on your phone. Synchronisation is optional and goes straight into your Google Drive, Dropbox or WebDAV server — the developer has no access to it and no technical means of seeing it.

What it does

Monthly budget — plan, actual and what is left, with overspending shown before it becomes a surprise.
Category goals — a monthly amount, saving up to a date, or keeping a balance; free money is distributed across goals in one tap.
Accounts — cash, bank, credit cards, loans and off-budget savings, each with its own currency and decimals, including crypto.
Credit cards by the envelope rules — a purchase reserves money for the payment right away, so the card never becomes a surprise at the end of the month.
Reports — spending trend, income breakdown, income vs expenses.
Receipts, voice entry, scheduled payments, biometric lock.
Twelve interface languages, with amounts and dates following your own format.

Privacy

Support

Questions, bug reports and suggestions: support@envelopesbudget.org

Русская версия

Envelopes: Мой бюджет — приложение для планирования личных денег по методу конвертов. В начале месяца вы раскладываете уже заработанные деньги по категориям и дальше тратите из конкретного конверта, а не «из общей кучи».

Регистрации нет, своего сервера у приложения нет, рекламы и трекеров нет. Данные лежат на вашем устройстве; синхронизация — по желанию и только в ваше личное облако. Разработчик доступа к ним не имеет.